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Rates
4.45%
Credit Union Prime Rate
Baseline rate upon which floating rate loans are negotiated
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2.55%
One Year Fixed Deposit Invest
Subject to change without notice.
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Mortgages
Rates effective as of July 7th, 2026.
| Rate | |
| Variable Rate | Prime + 2% |
| 6 Month Closed | 7.14% |
| 6 Month Open | 8.29% |
| 1 Year Fixed | 5.19% |
| 2 Year Fixed | 5.09% |
| 3 Year Fixed | 4.99% |
| 4 Year Fixed | 4.89% |
| 5 Year Fixed | 4.79% |
Loans & Lines of Credit
Rates effective as of July 7th, 2026
| Personal Loans | Rate |
| Unsecured Personal Loan | 9.45% |
| Secured Personal Loan | 4.45% |
| Cash Secured Loan | Rate |
| Loan Secured By Deposits | Prime + 1% |
| Line of Credit and Overdraft | Rate |
| Authorized Overdraft | 18.50% |
| Unsecured Line of Credit | Starting at Prime + 4% |
| Secured Line of Credit / Home Equity LOC | Prime + 3% |
Investments
Rates effective as of July 7th, 2026
| RRSP / TFSA / RRIF / GIC | Rate |
| 1 Year Fixed | 2.55% |
| 2 Year Fixed | 2.75% |
| 3 Year Fixed | 2.85% |
| 4 Year Fixed | 2.90% |
| 5 Year Fixed | 3.05% |
Become a member your way
Planning calculators
Try our handy calculators to explore how different rates affect your finances.
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Terms & Conditions
Interest rates are subject to change without notice at any time. All financing rates are based on application. All rates are for information purposes only. Please contact our branch directly for further information.
